Shimla Investment and Management Servicers Pvt. Ltd. (SIMS) values the trust you place in us and is committed to providing transparent and reliable services. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to these Terms.

1. Acceptance of Terms

By using our website or services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use our services.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use our services. By using our services, you represent and warrant that you meet these requirements.

3. Use of Services

You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations. You must not:

• Use our services for fraudulent or unauthorized purposes.
• Interfere with or disrupt the operation of our website or services.
• Attempt to gain unauthorized access to any part of our systems.

4. Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account. SIMS is not liable for any loss or damage resulting from your failure to secure your account.

5. Intellectual Property

All content, trademarks, and materials on our website are the property of SIMS or its licensors. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, SIMS is not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability is limited to the amount you have paid us for the services.

7. Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for any violation of these Terms or applicable laws.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Shimla, Himachal Pradesh.

9. Changes to Terms

SIMS may update these Terms from time to time to reflect changes in our services or legal requirements. Updates will be posted on our website with the revised effective date. Continued use of our services constitutes acceptance of the updated Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at: Shimla Investment and Management Servicers Pvt. Ltd.
Email: support@sims.com
Phone: +91-XXXXXXXXXX